Ronan Kelly (Head of Sales-Asset Finance)

e: 
rkelly@capitalflow.ie
t:
+353 (0) 87 682 5853    

Ronan has over 20 years’ experience in the Asset Finance and Bank sector.  Starting his career in AIB Finance & Leasing, with a move to Bank of Scotland in 1999 where he held key management positions within the Asset Finance division, from operations to leading the Asset Finance sales team into many different sectors of Asset Finance (Plant, Truck, Print, Vendor, Intermediary Brokers, Marine & Aviation Finance).  Between 2008 and 2011 Ronan successfully managed Bank of Scotland’s Regional Portfolio Team, re-structuring Asset Finance, Property & Dealer facilities.  In 2011 Ronan moved to Close Brothers Group where he helped launch, promote writing of new business and successfully manage a Regional Sales Team in the Asset Finance sector. In 2016 Ronan was appointed National Sales Director of Capitalflow’s Asset Finance Division.

Ger Reddy (Regional Sales Director Midlands)

e: 
greddy@capitalflow.ie
t:
+353 (0) 87 207 1198
 
 

Ger has more than 25 years’ experience in Banking & Asset Finance, and has extensive knowledge of all areas of the Commercial Asset Finance sector. Ger began his career with Robert Fleming and Co, a Merchant Bank, in London in 1989. Ger returned to Ireland 2 years later to join AIB Bank, later moving to AIB Finance and Leasing. Ger subsequently moved to Lombard Asset Finance, and then to Bank of Scotland Ireland. Ger held several key management roles at Bank of Scotland, including Area Sales Manager and Senior Asset Recovery Manager. When Bank of Scotland closed in December 2010 he worked with a Financial Brokerage, opening and managing their Portlaoise office. Ger joined Close Brothers Commercial Finance in June 2013 as Area Sales Manager based in the Midlands. Ger was appointed Regional Sales Director for Capital Flow Commercial Finance in Jan 2016.

Enda Moynihan - (Regional Sales Director - Munster)

e: 
emoynihan@capitalflow.ie
t:
+353 (0) 87 933 9552
 
 

Enda has over 25 years’ experience in the Banking and Asset Finance sector. Having started his career in AIB Bank, he then moved on to AIB Finance & Leasing where he was the appointed intermediary Sales Manager. Enda then moved to Bank of Scotland Ireland where he held a number of key management positions. In recent years Enda has been working in the private sector providing life and pension solutions, and finance restructuring advice. Enda has also been working as a consultant within the motor sector. Enda is well known and respected throughout the Finance Industry and joined the Capitalflow team in February 2016 as Regional Sales Director based in the Mid West.

Marc Hawthorne (Regional Sales Director - Ulster)

e: 
mhawthorne@capitalflow.ie
t:
+44 (0) 734 203 6552
 
 

Marc has almost 10 years’ experience in Corporate and Commercial Banking, and Finance sectors. Marc began his career in Bank of Scotland’s Corporate Banking division and held a number of key positions. Marc was primarily responsible for establishing the Banks corporate presence in Ireland and developing financing solutions for SMEs in order to facilitate their growth. Between 2011-2014 Marc managed a loan portfolio of €300m within Certus (formerly BoSI). Marc was involved in the successful refinancing of the Banks corporate portfolio and delivering a range of consensual restructuring proposals for commercial customers on behalf of Lloyds Banking Group. Most
recently Marc has worked with Bibby Financial Services, where he was engaged in driving the businesses Invoice Finance presence in Northern Ireland. In 2016, Marc was appointed Sales Director within Capitalflow.

David Clarke (Sales Director - Leinster)

e: 
dclarke@capitalflow.ie
t:
+353 (0) 87 224 5919
 
 

David has over 20 years’ experience in the Financial Services industry specialising in asset finance, SME, and Consumer Banking. David started his career in Retail Banking with Ulster Bank in 1994 before moving to Lombard, their Asset Finance arm. David has extensive knowledge of the Small and Medium Enterprise market having held a number of managerial roles within Ulster Bank’s Business Banking and Business Direct divisions. David joined Capitalflow Commercial Finance as Sales Director for the Leinster region.

 

Niall Donnelly - (Sales Director - Leinster)

e: 
ndonnelly@capitalflow.ie
t:
+353 (0) 87 777 7493
 
 

Niall has more than 12 years’ Banking and Asset Finance experience, and extensive knowledge of all area of the Commercial Asset Finance sector. Niall began his career in AIB Finance Leasing dealing with Credit, Asset Sales and restructuring and later moved to AIB’s Financial Solutions Group with responsibility for a portfolio of over €65m. He subsequently moved to Capita Asset Services managing a portfolio of over €100m. Niall joined Capitalflow Commercial Finance  as Sales Director for Leinster.

 

Sean Cody - (Sales Co-Ordinator)

e: 
scody@capitalflow.ie
t:
+353 (0) 1 563 2400
 
 

Sean joined Capitalflow Commercial Finance in January 2017. Sean has responsibility for co-ordinating with our sales team and our Asset Finance customers to ensure they receive excellent customer service. Sean started his career in the motor industry where he gained experience in managing clients and delivering customer service in a fast and dynamic industry.

Joe McGovern (Senior Credit Risk Manager)

e: 
jmcgovern@capitalflow.ie
t:

+ 353 (0) 1 563 2400

 
 

Joe has over 25 years' experience in the Asset Finance and Banking sectors. Joe started his career in Woodchester Finance which was later taken over by GE Capital where he held a number of operational, product development and credit roles. In 2001 he moved to Bank of Scotland (Ireland) where he initially managed the Motor Finance and Personal Loan credit functions before expanding his role within the Asset Finance Division to include dealer wholesale/property funding, stocking and Commercial Asset Finance underwriting. From 2011 to 2016 Joe was Risk Manager with Deutsche Leasing with responsibility for management and collection of their Irish Commercial Asset Finance portfolio. In February 2016 Joe was appointed Senior Credit Risk Manager in Capitalflow’s Asset Finance Division.