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Buy To Let Mortgages

We get it

Capitalflow’s Buy‑to‑Let mortgage supports experienced landlords with a smoother, tech‑enabled lending experience.

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Richard McElligott

Competitive rates | Fast, tech‑enabled process | Dedicated support | Portfolio growth | Simplified switching

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Who it's for

  • Experienced landlords and property investors

  • Individuals investing in residential rental property in Ireland

  • Investors purchasing or refinancing Buy‑to‑Let properties

  • Landlords switching from banks or funds looking for greater flexibility and faster decisions

  • Buy‑to‑Let mortgages are available exclusively through a panel of approved brokers.

At a glance

  • 1

    Loan size

    €100,000 – €5 million (single loan per property)

  • 2

    Maximum exposure per borrower

    €5 million

  • 3

    Loan term: Capital & Interest

    up to 30 years Interest‑only: up to 5 years, followed by capital & interest or bullet repayment

  • 4

    Maximum LTV

    up to 70%

Available through our approved panel of brokers

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Buy to Let Rates

*These rates are subject to change.

Product Type2 YR FIXED3 YR FIXED5 YR FIXEDVARIABLE
LTV ≤ 50%4.99%4.99%4.99%5.15%
LTV 50-60%5.05%5.10%5.15%5.15%
LTV 60-70%5.05%5.10%5.15%5.15%
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Want to Speak to a Buy To Let Finance Expert?

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Make an Enquiry

Get in touch about Buy-to-Let Mortgages and member of our team will get back to you soon.

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Choosing Between Individual vs SPV for Buy‑to‑Let

Which Path Works Best for Your Strategy?

Find Out More
Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Warning: The cost of your repayments may increase.
Warning: You may have to pay charges if you repay early, in full or in part, a fixed rate credit facility.
Warning: The entire amount you have borrowed will still be outstanding at the end of the interest only period.