
At Capitalflow, we understand that the right equipment can make all the difference. Whether it’s upgrading your IT systems, adding new machinery, or fitting out a new office space, equipment finance gives your business access to what it needs—without the big upfront costs.
What Is Equipment Finance?
Equipment finance is a simple, flexible way to lease or purchase the tools your business relies on. From medical devices to construction equipment, from office furniture to large-scale machinery—if your business needs it, we can help finance it.
Rather than paying the full amount upfront, equipment finance lets you spread the cost over time in manageable monthly repayments. It’s ideal for businesses that want to preserve cashflow, invest in other areas, or keep things agile as they grow.



Why Choose Equipment Finance?
✅ Protect your cashflow
✅ Access the latest equipment
✅ Flexible terms that fit your business
✅ No large upfront payments
Whether you’re in growth mode, looking to release cashflow or looking to scale, equipment finance can give you the freedom to move forward confidently.
Two Smart Options: Leasing vs. Hire Purchase
1. Equipment Leasing With leasing, you pay to use the equipment over an agreed term. At the end of the lease, you can return it, upgrade, or sometimes choose to purchase it. Leasing is perfect for fast-moving industries where equipment becomes outdated quickly.
2. Equipment Hire Purchase With hire purchase , you own the equipment at the end of the term. It’s a great choice for long-term assets. The equipment often acts as security, so it can be a cost-effective option for many businesses.
Not sure which suits your needs? Our team is here to guide you.
Why Capitalflow?
We’re more than a finance provider—we’re your business partner. Our people-first approach means we take the time to understand your goals and deliver solutions that make sense for you. With Capitalflow, you get:
- Fast, flexible approvals
- A dedicated Relationship Manager
- Straight-talking service
- Backing from one of Ireland’s leading alternative lenders
Ready to Get Started?
Let’s talk about how equipment finance can support your next move. Whether you’re exploring leasing options or want to own the equipment outright, we’ll help you find the right fit.
Capitalflow Group DAC, trading as Capitalflow Commercial Finance, is regulated by the Central Bank of Ireland
👉 Get in touch with our team today and let’s power your progress. To find out more about vehicle and equipment finance or to access our online quote calculator click here or phone 01-5632400