Single Invoice Finance

  • You decide what invoices you want to finance through the facility
  • Invoice balance is confirmed by the debtor
  • Up to 90% of the value of the invoice is paid to you immediately
  • Copy invoice and all relevant back up documentation (PO, POD etc)is submitted through our online system
  • Invoice is approved for funding
  • When debtor pay invoices the balance (10%) net of fees is paid back to you
  • Improved Cashflow – access to cash that is tied up in unpaid invoices
  • Fast Access To Cash – once the facility approved you request funding against specific invoices and get your cash payment within 24 hours
  • Flexible Funding – facility allows you to pick and chose what invoices are funded through the facility to match the specific cash flow requirements of your business
  • Cost Effective – fees only apply when facility is used (No Termination Fees)
  • You Maintain Control – you continue to manage the credit control function and manage all customer relationships
  • Minimal Paperwork – process is quick and hassle free, all done electronically.

Single Invoice Finance (SIF) is a working capital facility which allows you raise finance for your business
against individual unpaid invoices. Unlike with traditional Invoice Discounting facilities, the business
does not have to sell its entire sales ledger book. Through an SIF facility you can access funds as and
when your business requires an injection of cash by using the facility on an invoice to invoice basis.

  • Large one off invoices that put cash flow pressure on business can be funded through the facility
  • Businesses with seasonal aspect to their trading
  • Highly concentrated debtors ledger – one debtor make up bulk of ledger and this type of ledger is generally not suited to a traditional invoice discounting facility
  • Business that one of their debtors take additional credit terms which puts pressure on cashflow
  • Growing business looking to raise for cash to fund growth
  • Businesses with unpredictable cash flow cycles