Invoice Discounting

Turn unpaid invoices into cashflow

Flexible Funding Tailored
To You

Invoice discounting enables you to quickly access cash tied up in outstanding invoices.

Instead of waiting around for weeks for your invoices to be paid, we can forward you up to 90% of the full value straight away. The amount of available funding is based on your invoices, so as your business grows, so does the capital you can access. Whether you want to relieve cash flow pressures, reduce finance costs or explore expansion plans, we can structure a flexible solution tailored to your needs.

Benefits & Features

Fast Access To Funds
Quick decision making and a fast turnaround of credit requests are a key priority of CF for all clients
Completely
Confidential
All our Invoice Discounting facilities are confidential, Your customers are not aware that you are using an Invoice Discounting facility and at no time do we ever speak directly or indirectly to your customers
Retain Control
You retain complete control of your customer relationships and the credit control function of your business
Borrow Against Your Invoices
Invoice Discounting allows you to release cash flow that is tied up in your unpaid invoices
Funding Period For Invoice Standard Of 120 Days
We will fund your invoices for standard period of 120 days, with exception, the funding period can be increased to 150 days
Not Restrictive On Debtor Concentration
Debtor funding limits are based on the strength and credit rating of the debtor, debtor concentration limits can range from 10% to 100%
No Restrictions On Export Debt
No export concentration limits on facilities – debtor limits are based on strength and credit rating, not location
No Monthly Reconciliations
Our modern systems are second to none and there are no monthly reconciliations required to be completed

Case Studies

How Does Invoice Discounting Work?

1. Send invoice summary

Invoice your customer and send us summary details

2. Drawdown up to 90% of invoice

We will pay you up to 90% of the value of your invoice within 24 hours

3. Grow your business

You use the funds to grow your business

4. Get the remaining value of invoice

You collect the invoice as usual and we repay you the remaining value of invoice

Frequently Asked Questions

Invoice discounting enables you to quickly access cash tied up in outstanding invoices. Instead of waiting around for weeks for your invoices to be paid, we can forward you up to 90% of the full value straight away. Whether you want to relieve cash flow pressures, reduce finance costs or explore expansion plans, we can help you achieve your goals and grow your business.

Asset Based Lending is an invoice finance facility that additionally provides you with funding against the value of the multiple assets such as plant and machinery, inventory, property and debtors within your business. The cash tied up in these assets is released to provide you with additional working capital.

If you are a business that provides a service or product on credit and raises invoices, Invoice Discounting could be a solution for You.  As a general rule we do require businesses applying for invoice finance to have a minimum turnover of €1,000,000 and a debtors book of a minimum of €250,000. Get in touch with us directly for a free consultation.

It can depend on the facility and your business requirement; however it ranges from a few days to a few weeks. We aim to work closely with you to understand your business plans and requirements to get you up and running as soon as possible.

No – the product is completely confidential so your customers will never know. Capitalflow will never contact your customers directly.

Covid 19 Credit Guarantee Scheme

Lower Cost Funding for Irish Business

with support from the Dept of Enterprise, Trade and Employment (DETE)
and the Department of Agriculture, Food and the Marine (DAFM)