Flexible Funding Tailored
To You
Invoice discounting enables you to quickly access cash tied up in outstanding invoices.
Instead of waiting around for weeks for your invoices to be paid, we can forward you up to 90% of the full value straight away. The amount of available funding is based on your invoices, so as your business grows, so does the capital you can access. Whether you want to relieve cash flow pressures, reduce finance costs or explore expansion plans, we can structure a flexible solution tailored to your needs.
Benefits & Features
Confidential
Case Studies
Confidential Invoice Discounting
€1.5m facility limit funding at 80% prepayment.
Refinance of facility from one of the banks. Existing facility had restrictions in terms of debtor concentration limits – largest debtor makes up 40% of the ledger and previous provider would only fund this debtor to 20% which meant approx. €200k of cash funding was tied up in this facility reserve. We were able to […]
Confidential Invoice Discounting with Asset Based Lending
€600k id facility funding at 85% prepayment
Deal also included refinancing of existing facility with 80% prepayment, thus releasing approx. €40k additional cash flow day one of the facility. €600k ABL secured against property owned by the company valued at €1m. €600k broken down to €400k term lend over 10 years and €200k revolving stocking line. Through our facilities the company were […]
Confidential Invoice Discounting
Loan €2.6m, €300k facility funding at 80%.
Business had run up revenue arrears of €200k due to cash flow pressures following significant growth in turnover. €250k of funding provided from the facility day one which was utilised to pay €125k lump sum to revenue to allow remain arrears balance to be structured over the following 18 months in a repayment plan. The […]
Invoice Discounting and Asset Based Lending – East Region
€1.5m facility limit funding at 80% prepayment.
The Customer was in need of finance to fund business growth. Capitalflow arranged a combination of finance products to allow the company to maximise the funding potential of the available assets, allowing the company to expand its business.
Invoice Discounting and Asset Based Lending – South East Region
Invoice discounting facility limit: €1m
The customers existing funders were restrictive due to high concentration of one debtor (60%) and were not willing to fund increased concentration. Capitalflow stepped in and provided an Invoice Discounting facility to 80% concentration.
Invoice Discounting and Asset Based Lending – Cork Region
Id facility limit €2m
Cashflow stocking lend €500k
Bank was not willing to increase funding available to support the rapid growth of the business. Capitalflow was able to increase the funding potential secured against the company property and increase the ID limit on the Invoice Discounting facility to facilitate company growth.
How Does Invoice Discounting Work?
1. Send invoice summary
Invoice your customer and send us summary details
2. Drawdown up to 90% of invoice
We will pay you up to 90% of the value of your invoice within 24 hours
3. Grow your business
You use the funds to grow your business
4. Get the remaining value of invoice
You collect the invoice as usual and we repay you the remaining value of invoice
Frequently Asked Questions
Invoice discounting enables you to quickly access cash tied up in outstanding invoices. Instead of waiting around for weeks for your invoices to be paid, we can forward you up to 90% of the full value straight away. Whether you want to relieve cash flow pressures, reduce finance costs or explore expansion plans, we can help you achieve your goals and grow your business.
Asset Based Lending is an invoice finance facility that additionally provides you with funding against the value of the multiple assets such as plant and machinery, inventory, property and debtors within your business. The cash tied up in these assets is released to provide you with additional working capital.
If you are a business that provides a service or product on credit and raises invoices, Invoice Discounting could be a solution for You. As a general rule we do require businesses applying for invoice finance to have a minimum turnover of €2,000,000 and a debtors book of a minimum of €500,000. Get in touch with us directly for a free consultation.
It can depend on the facility and your business requirement; however it ranges from a few days to a few weeks. We aim to work closely with you to understand your business plans and requirements to get you up and running as soon as possible.
No – the product is completely confidential so your customers will never know. Capitalflow will never contact your customers directly.
Yes. We fund debtors all over the world. Debtors assessments are based on credit ratings received on the individual debtor, strength and rating of the debtor is the key determining factor for funding rather than location.
