You are not under any obligation to provide your personal data to us. However, we do need some personal data in order to enter certain contracts with you (for example, to be able to provide you with a loan facility or to enter a sale or purchase contract with you/your employer) or to provide services to you (for example, certain functions on our websites will not be able to function correctly without cookies) and failure to provide this information may result in us not being able to enter such contracts or provide you with such services. You will be notified if this is the case at the time.