In your capacity as a guarantor for a borrower’s debts to Capitalflow, we collect your personal data directly from you as part of the credit application process and the entrance into and performance of the guarantee contract. We also collect personal data indirectly from third party sources, examples of which include:
- From the borrower;
- From introducers or brokers;
- From publicly available information. For example, from company registers (including the Companies Registration Office), press publications, trade directories and online search engines and related results.
- From credit reference agencies (including the Irish Credit Bureau), credit registers (including the Central Credit Register) and fraud prevention agencies; and
- Vision-Net.ie, which provides credit information on businesses and individuals, including information on directors, shareholdings, judgments, bankruptcies and more.
- Sanctions and politically exposed persons databases as part of our anti-money laundering practices;
- Third parties who provide services to you or the borrower (e.g. representatives, advisors, etc.);
- Third parties who provide services to us including via our software providers, our advisors, our IT support providers;
- Our banking providers, in the event that you make payments to us.
