We gather your personal data from both direct and indirect sources:

  • Directly from you. Examples include when you, on behalf of the Corporate Customer:
    1. Interact directly with us via telephone, email, post and/or in person;
    2. Submit inquiries and information via our website;
    3. Provide information as part of an inquiry about a credit facility from us;
    4. Obtain a credit facility from us and conduct transactions with us;
  • From third parties. Examples include collection from:
    1. the Corporate Customer;
    2. Representatives, intermediaries or brokers acting on behalf of the Corporate Customer;
    3. Publicly available information. For example, from company registers (including the Companies Registration Office), press publications, electoral register, online search engines and related results.
    4. Third parties who provide services to the Corporate Customer (e.g. legal advisors) and who are authorised representatives of the Corporate Customer.
    5. Third parties who provide services to us including via our software providers’ platforms (e.g. invoice discounting customer portal), our advisors, our suppliers, our IT support providers;
    6. Introducers or common business associates who may pass on your details to us;
    7. Credit reference agencies (including the Irish Credit Bureau), credit registers (including the Central Credit Register) and fraud prevention agencies (directors and shareholders only);
    8. Company and credit information databases, such as Vision-Net.ie and Experian.co.uk, which provide credit information on businesses and individuals, including information on directors, shareholdings, judgments, bankruptcies and more (directors and shareholders only); and
    9. Sanctions and politically exposed persons databases as part of our anti-money laundering practices.