We collect your personal data:

  • Directly from you. Examples include when you:
    1. Interact directly with us via telephone, email, post and/or in person;
    2. Submit inquiries and information via our website;
    3. Provide information as part of an inquiry about a credit facility from us;
    4. Obtain a credit facility from us and conduct transactions with us;
  • From third parties. Examples include collection from:
    1. Representatives, intermediaries or brokers acting on your behalf;
    2. Publicly available information. For example, from company registers (including the Companies Registration Office), press publications, electoral register, online search engines and related results;
    3. Third parties who provide services to you (e.g. legal advisors);
    4. Third parties who provide services to us including via our software providers’ platforms (e.g. invoice discounting customer portal), our advisors, our IT support providers;
    5. Introducers or common business associates who may pass on your details to us;
    6. Credit reference agencies (including the Irish Credit Bureau), credit registers (including the Central Credit Register) and fraud prevention agencies;
    7. Company and credit information databases, such as Vision-Net.ie and Experian.co.uk, which provide credit information on businesses and individuals, including information on directors, shareholdings, judgments, bankruptcies and more; and
    8. Sanctions and politically exposed persons databases as part of our anti-money laundering practices;
    9. Our banking providers, in the event that you make payments to us.