We will only process your personal data where it is lawful and necessary to do so. Your personal data are processed:
- For the purposes of entering into and performing a hire-purchase or lease agreement, including:
- Establishing your eligibility as a customer;
- Processing the credit application and related forms;
- Conducting financial, security and credit due diligence and reviews;
- Contacting you on matters relating to the agreement;
- Recovering debts you may owe us.
- To enable us to comply with our legal, statutory and regulatory obligations. For example:
- Supplying information to the Central Credit Register and using the Central Credit Register when considering credit applications, in accordance with the Credit Reporting Act 2013;
- Establishing your identity in order to comply with legislation regarding the prevention of money laundering, fraud and terrorist financing;
- Submitting returns to the Revenue Commissioners in order to comply with taxation legislation;
- The preparation and audit of financial statements in compliance with company law;
- Reporting and responding to requests from regulatory bodies, law enforcement agencies, the courts or otherwise;
- To manage our everyday business needs in line with our legitimate interests, such as risk management, accounting, business continuity, complaint management, troubleshooting, technical support, protection of our assets and information, and to establish, exercise and safeguard our rights.
