We gather your personal data from both direct and indirect sources:

• Directly from you. Examples include when you:
  1. Interact directly with us via telephone, email, post and/or in person;
  2. Submit inquiries and information via our website;
  3. Provide information as part of an inquiry about a pension mortgage facility from us;
  4. Obtain a pension mortgage facility from us and conduct transactions with us;

• From third parties. Examples include collection from:
  1. the Pension Trust or Trustees;
  2. Other representatives, service providers, intermediaries or brokers acting on behalf of the Pension Beneficiary or Pension Trust or Trustees;
  3. Publicly available information. For example, from company registers (including the Companies Registration Office), press publications, online search engines and related results;
  4. Third parties who provide services to us;
  5. Introducers or common business associates who may pass on your details to us;
  6. Credit reference agencies (including the Irish Credit Bureau);
  7. Company and credit information databases, such as Vision-Net.ie, which provide credit information on businesses and individuals, including information on directors, shareholdings, judgments, bankruptcies and more; and
  8. Sanctions and politically exposed persons databases as part of our anti-money laundering practices.