Property Finance

We lend to Property Investors and SMEs for
acquisition, expansion and refinancing purposes.

You can use our finance calculator to get your commercial
mortgage quote or get in touch to discuss your Irish
property investment.


Specialist Property

Our property finance team is made up of highly experienced and focused lenders. We understand the challenges many customers can face in financing their property in today’s market.

  • Term, Bridging & Pension Loans ranging from €250k to €25m
  • Operate Nationwide
  • Fast Turnaround Times
  • Experienced lenders

Typical Property Types

We lend to Property Investors and SMEs

Office & Mixed-Use Investments
Residental (rental)
Buy to Let, Pre ‘63’s & apartments
Retail Warehousing, Shopping centres & Parades of shops
Warehousing, distribution & storage
Hotels & Guest Houses
Licensed Premises
Public Houses & Gastro Restaurants
Engineering, Construction & R&D
Nursing homes, Primary Care Centres & Medical Centres

Deal Samples

Frequently Asked Questions

Capitalflow relies on the following security items, First legal charge over the secured asset, a debenture over the assets of the Borrower, an assignment of the rents together with other security as a proposal merits

Yes, it is a standard condition on all our loans, we require a Red book valuation addressed to Capitalflow, from one of our panel Valuers

Call us, contact us by webchat or drop us a line and we would be delighted to help you in every way we can!

The maximum loan term available is up to 7 years

Our rates vary, depending on the property type, the Loan-to-value (LTV) and the rental income from the property

Yes, we provide finance for refurbishment programmes.

We look at each application on an individual basis.  We apply a common sense approach to assessing an application.  You can speak with one of our experienced Relationship Managers, who will advise you further.

Commercial property purchased for letting purposes.  This includes residential investments, Industrial, retail shops, offices, mixed use investments and the hospitality sector including hotels and pubs.

The minimum loan amount we lend is €250,000

We lend up to 75% of the purchase price or value of the property (based on a red book valuation).

We lend to Limited Companies and Special Purpose Vehicles (SPVs) and existing Trading Companies