Property Finance
- Application Process
- Banking Switch
- Bridging Finance
- Complaints Process
- Covid-19 Credit Guarantee Scheme
- Customer Information Notice – Consolidation of Capitalflow Entities
- Energy Efficiency Loans Scheme
- Equipment & Vehicle Financing
- Euriobor Interest Rate Changes
- For Partners
- Property Finance
- Socially Responsible Investment and Lending
- Ukraine Credit Guarantee Scheme
Capitalflow’s bridging finance is an excellent solution for property investors and landlords who need to enhance the energy efficiency of their properties. Whether you’re upgrading insulation, installing energy-efficient heating systems, or investing in renewable energy solutions, our bridging loans provide the quick and flexible funding needed to help boost your property’s Building Energy Rating (BER).
By proactively improving your BER rating, you are making your investment property more attractive to tenants, reducing long-term energy costs, and contributing positively to the environment. These energy-efficient upgrades help lower the property’s carbon footprint, aligning with Ireland’s sustainability goals and creating long-term value for your investment.
With Capitalflow’s tailored bridging finance, you can complete these essential upgrades efficiently, ensuring your property meets both legal standards and the expectations of environmentally conscious tenants.
We lend to Limited Companies and Special Purpose Vehicles (SPVs) and existing Trading Companies
We lend up to 75% of the purchase price or value of the property (based on a red book valuation).
The minimum loan amount we lend is €250,000
Commercial property purchased for letting purposes. This includes residential investments, Industrial, retail shops, offices, mixed use investments and the hospitality sector including hotels and pubs.
We look at each application on an individual basis. We apply a common sense approach to assessing an application. You can speak with one of our experienced Relationship Managers, who will advise you further.
Yes, we provide finance for refurbishment programmes.
Our rates vary, depending on the property type, the Loan-to-value (LTV) and the rental income from the property
The maximum loan term available is up to 7 years
Call us, contact us by webchat or drop us a line and we would be delighted to help you in every way we can!
Yes, it is a standard condition on all our loans, we require a Red book valuation addressed to Capitalflow, from one of our panel Valuers
Capitalflow relies on the following security items, First legal charge over the secured asset, a debenture over the assets of the Borrower, an assignment of the rents together with other security as a proposal merits
