Personal Motor Finance
With clear, flexible terms and decisions as quick as the car you want to drive, not only do we make motor finance simple, we get you behind the wheel faster too.




Lasting Relationships - Digital Ease - Trusted Expertise - Fast Decisions
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Mairead Gallagher, Personal Motor Customer
"It was all plain sailing dealing with Capitalflow and there were no issues whatsoever – everything was very smooth".Partnership Stories
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How Our Rates Work
We don’t do set rates. We do fair ones.
As every customer is different, we take a look at your set up before agreeing what works best for you.
Learn MoreWarning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Warning: The cost of your repayments may increase.
Warning: You may have to pay charges if you repay early, in full or in part, a fixed rate credit facility.
Warning: The entire amount you have borrowed will still be outstanding at the end of the interest only period.




